Purchasing your first home is a really big step for many people. Whether a fixer-upper or your perfect dream home, homeownership is a milestone that can have a pretty steep learning curve.
We're now into the fall season and winter will soon be here. But now is not the time to neglect a home’s exterior, especially if it’s going to soon be listed for sale.
The housing affordability index (HAI) basically measures whether a typical family can qualify for a mortgage loan on a typical home at the prevailing interest rate with a 20% down payment.